- +91 9312837129
- marora_mail@yahoo.com
Money doesn’t come with a manual—but your financial peace of mind begins with a solid understanding of where you stand today. At Money Centric, we offer a comprehensive financial health checkup in Delhi that gives you a clear, actionable overview of your finances, goals, risks, and opportunities.
Whether you’re salaried, self-employed, running a business, or nearing retirement, our service is designed to help you understand and improve your money matters. Think of it as a “full body check-up”—but for your finances.
Led by seasoned experts, our financial health advisor in Delhi works one-on-one with you to assess your savings, investments, debts, insurance, retirement planning, tax efficiency, and overall financial fitness. The outcome? A personalized action plan for financial clarity and control.
Just like your physical health, your financial health needs regular check-ins. Life goals, inflation, changing income levels, or new responsibilities can throw your financial plan off balance. A financial health checkup allows you to pause, assess, and reset.
A. Most People Are Financially Reactive, Not Proactive
We often respond to crises—loan rejections, medical emergencies, or last-minute tax chaos. A health checkup makes you proactive instead of reactive.
B. Financial Products Are Getting Complex
There are SIPs, ULIPs, NPS, PPF, ELSS, term plans, FDs, mutual funds, and cryptos, each with pros and cons. An expert helps you navigate this maze wisely.
C. Goals Keep Changing
A plan that worked five years ago may not work today. Your financial health advisor in Delhi helps you align your current plan with evolving life goals.
D. Inflation Eats Away Wealth
Without the right investment strategy, inflation can silently erode your savings. A checkup ensures your money is growing at the right pace.
Our financial health checkup in Delhi is a 360° evaluation, not a cookie-cutter template. Here’s what we assess and improve:
1. Are your monthly expenses too high?
2. Are you overspending on non-essentials?
3. Do you have a monthly surplus?
We help you create or refine a budget that’s easy to follow and effective for your lifestyle.
Have enough saved for unexpected medical, job, or personal crises? If not, we help you build one.
1. Credit card debt?
2. Personal loans?
3. Home or car loans? We analyze your debt-to-income ratio and suggest restructuring or pay-off strategies.
We review all your existing investments:
1. Mutual funds
2. FDs/RDs
3. PPF, EPF
4. Real estate
5. Shares, ETFs Are they aligned with your risk profile and goals?
Most people are either under-insured or paying for the wrong policy. We evaluate your:
1. Term life insurance
2. Health insurance
3. Critical illness and personal accident covers
We check if you’re saving enough for retirement and using the right instruments—like EPF, NPS, or retirement mutual funds.
Are you paying more tax than needed? We assess:
1. Section 80C utilization
2. Deductions under 80D, 24(b), and others
3. Capital gains tax strategies
We chart your short-term and long-term goals—like a child’s education, travel, and home buying—and build a plan to achieve them.
We believe financial planning is personal. That’s why our financial health checkup follows a step-by-step, individualized process:
Understand your expectations, financial worries, and lifestyle. We ask you to talk—we listen.
We collect info about your income, expenses, assets, liabilities, investments, insurance, and tax filings.
Our financial health advisor in Delhi walks you through your current position and pinpoints gaps and red flags.
We create a written financial roadmap specific to your needs, which covers budgeting, debt, tax, insurance, and investments.
Stay on track with quarterly or annual reviews. You can also opt for wealth management and implementation support.
Anyone who handles money. Which means—everyone. But especially if you are:
1. In your 20s or 30s, starting a new job
2. A young couple planning a family
3. Someone nearing retirement
4. A business owner juggling personal and business finances
5. Self-employed with unpredictable income
6. Paying off multiple loans or EMIs
7. Investing in SIPs or mutual funds without a clear goal
✅ Clear understanding of your net worth
✅ Peace of mind from knowing you’re financially safe
✅ Clarity on future goals and how to fund them
✅ Better tax planning
✅ Improved spending and saving habits
✅ Lower financial stress
✅ Stronger credit profile
1. Personalized Plans, Not Generic Advice: We tailor every plan to your exact income, risk appetite, and life goals.
2. End-to-End Services: From audits to tax planning, mutual funds to insurance—we’ve got everything under one roof.
3. Certified Professionals: Our advisors are trained, ethical, and experienced.
4. No Product Pushing: We never push unnecessary insurance or investment products.
5. Local Expertise, Delhi-Focused: We understand local financial behavior, cost of living, and challenges.
6. Data Privacy Guaranteed: Your financial details stay 100% confidential.
1. A personal net worth tracker
2. Customized goal sheet with timelines
3. Budgeting template and emergency fund setup guide
4. Investment and insurance plan suggestions
5. Tax saving strategies
6. Access to our expert panel for future queries
Worried about rising education costs? After your financial health checkup, our team can assist you in child education planning in Delhi. Whether it’s preparing for school fees or college abroad, we help you save smartly.
Once a year is ideal. Life changes, income grows, and expenses shift—an annual review helps stay updated.
The process typically takes 2 to 3 sessions over a week, depending on the complexity of your finances.
Yes! Whether you're in Delhi or traveling, our advisors conduct sessions via Zoom/Google Meet with secure file sharing.
Never. We operate on a fee-based, unbiased advisory model. Our goal is education and empowerment, not selling.
Yes. By improving your debt profile and budgeting, we help you become loan-ready and improve your creditworthiness.
A well-maintained portfolio ensures a stable financial future. Schedule your Portfolio Health Check with Moneycentric today and get expert insights on improving my financial status. Contact us at +91-9312837129 or email us at marora_mail@yahoo.com to book a consultation!